Fill in the amount and term boxes or use the sliders to see how much your monthly repayments could be.
To apply for a smile loan, you must be a UK resident, aged over 21 and have held an account with smile for at least 1 month. Subject to status.
Calculations shown for illustrative purposes only. The APR shown above may not be the rate you will receive. We will offer you a rate based on our assessment of your personal financial circumstances.
4.9% APR representative. Loan amount £10,000 for £187.77 per month over 60 months. Total amount repayable £11,266.20. Rate of interest per annum 4.87% fixed.
To apply, log into online banking and select 'loans' from the list of products under your existing accounts.
We've already got your details so there's no need to apply again. Just log into online banking and select 'loans' from the list of products under your existing accounts.
If you've already applied for a smile loan, you can use our application tracker to see where your application's up to.
Please make sure you read this important information before you purchase this product to ensure that it meets your needs. The useful documents below will provide you with all the details you need to make your decision.
Credit facilities provided by The Co-operative Bank are subject to status and our lending policy.
The Bank reserves the right to decline any application or offer a loan at a rate that differs from those advertised.