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Credit cards

The following credit cards and their rates are only eligible for non-smile customers.

If you have a smile current account click here
Classic Credit Card

Classic Credit Card

  • 20.9% APR representative/variable
  • Earn cashback on your purchases
  • No annual fee
  • Up to 56 days interest free on purchases if you settle your balance in full by the due date
  • Contactless card
  • Access to your recent transactions online

You must be a UK resident, over 18 and earn £10K gross or more. Subject to status.

Find out more

Gold Credit Card

Gold Credit Card

  • 18.9% APR representative/variable
  • No annual fee
  • Up to 56 days interest free on purchases if you settle your balance in full by the due date
  • Contactless card
  • Access to your recent transactions online
  • An attractive rate

You must be a UK resident, over 21 and earn £21K gross or more. Subject to status.

Find out more

The Co-operative Bank p.l.c. is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority (No.121885). The Co-operative Bank, Platform, smile and Britannia are trading names of The Co-operative Bank p.l.c., P.O. Box 101, 1 Balloon Street, Manchester M60 4EP. Registered in England and Wales No. 990937. Credit facilities are provided by The Co-operative Bank p.l.c. and are subject to status and our lending policy. The Bank reserves the right to decline any application for an account or credit facility. The Co-operative Bank p.l.c. is a member of the Council of Mortgage Lenders and subscribes to the Lending Code which is monitored by the Lending Standards Board.